Disability Insurance

Working Today's Freelancers Union offers long-term disability insurance to eligible Freelancers Union Members nationwide through the Guardian Life Insurance Company of America.

About Long-Term Disability Insurance

Long-term disability insurance replaces a portion of your lost earnings when you are disabled for an extended period of time due to accident, illness, pregnancy or complications during pregnancy. Guardian's long-term disability insurance is only available to members; it is not available for spouses or children.

Eligibility

Enrollment in Guardian's long-term disability insurance is limited to Freelancers Union members who meet the eligibility requirements.

Apply now.

Coverage Amounts

Members may choose one of the following flat benefit options, up to 50% of your current monthly salary: $500, $750, $1,000, $1,250, $1,500, $2,000, $2,500, $3,000.

Benefit payments will begin after you have been unable to work for a 30 or 90 day elimination period (depending on your election) due to disability.

Special Offer: Freelancers Union members who purchase both life and disability insurance will receive $1.00 off of the combined cost.

For reference, the Group policy number is 425611.