Insurance

Affordable peace of mind.

Health Insurance - NY Area

Back to Find Health Insurance »

Eligible Freelancers Union members who live in New York, or who live in New Jersey or Connecticut and work in New York, may choose from 5 group health insurance plans.  Freelancers Union offers 3 group plans through Empire BlueCross BlueShield. We also offer 2 group plans through The PerfectHealth Insurance Company. Review the eligibility requirements and the application process.

MONTHLY RATES*

Tier Empire Direct POS Empire EPO#2 Empire EPO#1 PH Platinum (HSA) PH Diamond
Individual $382.63 $277.79 $239.64 $202.66 $130.37
Individual + Child(ren) $683.65
477.29 $425.50 $390.84 $247.99
Individual + Spouse/Partner $750.20 $535.59 $470.32 $460.33 $290.72
Family $1,067.49 $777.42 $670.51 $651.07 $411.85

*These rates are guaranteed until December 31, 2008.

PLAN HIGHLIGHTS

Empire Direct POS

Empire EPO#2

  • In-network and out-of-network coverage
  • $25 Co-payment for in-network office visits, with no deductible
  • Coinsurance out-of-network, after a $3,000 annual deductible for individuals
  • Generic and Name Brand Prescription drug coverage, with a $50 deductible
More Plan Information »
  • In-network coverage only
  • $30/$50 Co-payment for office visits
  • Coinsurance for in-patient care, after a $2000 annual deductible for individuals
  • Generic and Name Brand Prescription drug coverage, with a $100 deductible
More Plan Information »

Empire EPO#1

PerfectHealth EPO Platinum (HSA)

  • In-network coverage only
  • $30/$50 Co-payment for office visits
  • Coinsurance for in-patient care, after a $3000 annual deductible for individuals
  • Generic prescription drug coverage only, with a $100 deductible
More Plan Information »
  • Linked with a Health Savings Account (HSA)
  • In-network coverage only
  • $5,000 annual deductible for individuals
  • Well-child care expenses covered 100%
  • Before deductible, in-network expenses are discounted; covered 100% after deductible
  • Prescription discounts before deductible; covered 70% after deductible
More Plan Information »

PerfectHealth EPO Diamond

Did you know...

  • In-network coverage only
  • $10,000 annual deductible for individuals
  • Well-child care expenses covered 100%
  • Before deductible, in-network expenses are discounted; covered100% after deductible
  • Prescription discounts before deductible; covered 70% after deductible
More Plan Information »

You can receive a prescription discount through Duane Reade?

Learn more »