Health Insurance - NY/NJ/CT

Back to Find Health Insurance »

Eligible Freelancers Union members who live in New York, or who live in New Jersey or Connecticut and work in New York, may choose from 5 group health insurance plans through Empire BlueCross BlueShield and The PerfectHealth Insurance Company. Review the eligibility requirements and the application process.

MONTHLY RATES*

 Tier

Empire Direct POS 

Empire EPO#2

Empire EPO#1

PH Platinum (HSA)

 PH Diamond
 Individual  $382.63 $277.79   $239.64  $202.66  $130.37
 Individual + Child(ren)  $683.65
  477.29 $425.50  $390.84   $247.99
 Individual + Spouse/Partner  $750.20  $535.59  $470.32 $460.33   290.72
 Family  $1,067.49  $777.42  $670.51  $651.07  411.85    

*These rates are guaranteed until December 31, 2008.

PLAN HIGHLIGHTS

Empire Direct POS
    * In-network and out-of-network coverage
    * $25 Co-payment for in-network office
    visits, with no deductible
    * Coinsurance out-of-network,
    after a $3,000 annual deductible
    for individuals
    * Generic and Name Brand Prescription
    drug coverage, with a $50 deductible
 
More Plan Information »		 Empire EPO#2
    * In-network coverage only
    * $30/$50 Co-payment for office
    visits
    * Coinsurance for in-patient care,
    after a $2000 annual deductible for
    individuals
    * Generic and Name Brand
    Prescription drug coverage,
    with a $100 deductible
   

 
More Plan Information »

Empire EPO#1
    * In-network coverage only
    * $30/$50 Co-payment for office visits
    * Coinsurance for in-patient care,
    after a $3000 annual deductible for
    individuals
    * Generic prescription drug coverage
    only, with a $100 deductible
      

More Plan Information »

PerfectHealth EPO Platinum (HSA)
    * Linked with a Health Savings
    Account (HSA)
    * In-network coverage only
    * $5,000 annual deductible for
    individuals
    * Well-child care expenses
   covered 100%
    * Before deductible, in-network
    expenses are discounted; covered
   100% after deductible
    * Prescription discounts before
    deductible; covered 70% after
    deductible

More Plan Information »

PerfectHealth EPO Diamond
    * In-network coverage only
    * $10,000 annual deductible for individuals
    * Well-child care expenses covered 100%
    * Before deductible, in-network expenses are discounted; covered100% after deductible
    * Prescription discounts before deductible;
      covered 70% after deductible

More Plan Information »

  

Did you know...

You can receive a prescription discount through Duane Reade?
Learn more »