Frequently Asked Questions

You have questions. We have answers.


+ When will I receive a Freelancers Union membership card?

+ What are the requirements of membership?

+ How can I find out about upcoming events?

+ What are the benefits of being a member?

+ I used to be a patient at the Freelancers Medical practice. How can I get my medical records?

+ How do I become a member of Freelancers Union?

+ How much does membership cost?

+ What can I do if one of my clients won’t pay me?


+ How do I change my username and password?

+ What if I forget my username and/or password?

Dental Insurance

+ How can I add dental insurance?

+ What are the differences between my current dental plan and the new plans offered for 2017?

+ Why is Freelancers Union switching to new plans with Guardian?

Life Insurance

+ How are life insurance rates determined?

+ How much life insurance do I need?

+ When will my coverage go into effect?

+ Can I increase my life insurance amount at a later date?

Disability Insurance

+ What exactly will my disability plan cover?

+ Once I receive long-term disability benefits, will my premiums be waived?

+ Will my disability benefit check be taxable?

+ How often will I receive a disability benefit check?

+ Will payments from other sources affect the amount of disability benefits paid to me?

+ Why do I need disability and life insurance?

+ What about Worker's Compensation and Social Security?

+ What is not covered?

+ Will my long-term disability plan cover a work-related injury?

+ If I become disabled, how soon will my benefit begin?

Retirement Plan

+ I have a Freelancers Retirement Plan account and have a question. Who can help?

+ I want to start saving for retirement. Do you offer a plan for freelancers?