Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned affiliate of FU, is a licensed health insurance producer in New York and New Jersey only. FIA contracts with HealthPlanServices,Inc. (HPS), a nationally licensed insurance producer. Other than in New York, HPS is acting as the health insurance agent of record. In New York, FIA is the agent of record. HPS pays royalty fees to FU for the use of its intellectual property, which are used for the general purposes of FU.
FIA, is a licensed producer in the lines of Professional Liability, Commercial General Liability and Business Owners Policy in New York, Pennsylvania and New Jersey only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania and New Jersey, Hiscox is acting as the insurance agent of record.
Freelancers Union contracts with Guardian to provide you with disability insurance.
You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.