New lower rates. Same great network. Enroll now.

Provided by:

What's changing?

  • Your coverage will not continue in 2017. You must pick a new plan by Dec 31 to stay enrolled.
  • New, lower rates
  • More plans to choose from
  • No tuition benefit
  • Guardian will bill you directly

What's staying the same?

  • Same dental network
  • Same trusted brand
  • Buying through us helps support our mission


Special Offer: Guardian will waive the waiting periods on your new plan if you've been enrolled in Freelancers Union's group plan since June 1, 2016 or prior. You must enroll through us by December 31 for January coverage to qualify.

Our experts compared the 2 new PPO dental plans with the current one.

  Current PPO Plan  New! Guardian Silver PPO New! Guardian Gold PPO
Deductible $50 per person (up to 3 per family)  $50 per person $50 per person
Preventive Services Free (in-network) You pay 20% without paying your deductible (in-network) Free (in-network)
Basic Services You pay 20% after your deductible is met You pay 50% after your deductible is met. No coverage for the first 6 months unless you qualify for our special offer. You pay 30% after your deductible is met. No coverage for first 6 months without our special offer.
Major Services You pay 50% after your deductible is met You pay 50% after your deductible is met. No coverage for the first 12 months without our special offer. You pay 50% after your deductible is met. No coverage for the first 12 months without our special offer.
Orthodontia Not covered Not covered You pay 50% after your deductible is met. No coverage for your first 12 months without our special offer. Guardian will pay up to $500 each year, totaling no more than $1000.
Guardian will pay no more than: $1250 per person per year $500 per person in your first year, $750 in your second, and $1000 in your third year and beyond $1000  per person in your first year,  $1250 in your second, and  $1500 in your third year and beyond
Out of network coverage? Yes Yes Yes

Affordable plans with in-network only coverage also available.

See all available plans and rates in your area when you shop dental plans.

Questions?

Email us at membership@freelancersunion.org.