A client who I have been working with for 1 year just sent me a new contract, and they slipped into the contract that they want all of their contractors to have liability insurance.
I have never even thought about such a thing, and I know nothing about such policies.
This article on the blog was very helpful:
However, I remain curious. So say I miss a comma in editing a company newsletter, the client accuses me of this error damaging their reputation, and they sue me? Does this actually happen?
Is this what liability insurance would protect an editor from--error and omissions?
Does anyone have any specific examples of how a liability insurance policy serves editors/writers? Can editorial services really cause bodily injury or medical costs?
Does anyone recommend any sources of information to read?