Help protect your wallet

Buy Accident & Specified Disease Insurance

Benefits Summary

  • Recommended plans tailored to freelancers by experts.
  • Helps manage costs not covered by health insurance, including medical expenses, groceries, or rent. You decide.
  • All income types accepted (1099/W2/sole proprietor).

Offered through Trupo, which is led by Freelancers Union’s founder, Sara Horowitz, and partially owned by Freelancers Union.

If you’re located within New York, New Jersey, or Texas, these accident and specified disease insurance plans can pay benefits directly to you in the event of a crisis, such as a covered accident or illness. You decide how to spend the money.

What is accident insurance?

Accident insurance plans can pay you directly when you are injured in a covered accident. Your payouts are triggered by the injury you experience and the medical care you receive but can be used to pay for anything, such as groceries, cab fare, or rent.

What is specified disease insurance?

Critical illness insurance — called Specified Disease Insurance in New York — is an insurance plan that can pay you a lump sum when you are diagnosed with a serious covered illness. It is designed to complement your existing health insurance, and you can use the money to pay for anything you’d like, from rent or your health insurance deductible, to keeping your business afloat while you recuperate.

About Trupo

Led by Freelancers Union’s founder, Sara Horowitz, and partially owned by Freelancers Union, Trupo partners with a leading benefit provider to offer tailored benefits packages for creative professionals. Answer just five questions and receive an expertly crafted insurance package recommended specifically for you. Currently, benefits through Trupo are only available in New York, New Jersey, and Texas.

Accident and specified disease insurance plans offered through Trupo are underwritten by The Paul Revere Life Insurance Company, Worcester, MA.     

The policies have exclusions and limitations which may affect any benefits payable.


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Fine Print - Lawyers Made Us Do It!

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency, a wholly owned affiliate of FU, is a licensed producer in the lines of Property and Casualty insurance in New York, Pennsylvania, New Jersey and California only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey and California, Hiscox is acting as the insurance agent of record. You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products.

The information on this Website about insurance benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any insurance products are governed solely by the applicable Member Contract or Policy Form. In the event of any inconsistency between information provided on this Website and the specifics provisions of the Member Contract provided by the carrier, the carrier's Contract shall govern.

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