Coronavirus resources

Government relief for freelancers

State and federal government are offering new relief programs for independent workers impacted by the coronavirus. We're compiling information on key programs below, with tips on how to access funds.

Last updated December 21, 2020.

• Pandemic Unemployment Assistance: The federal stimulus bill passed on March 27 includes, for the first time, a provision that independent workers qualify for unemployment insurance, including an additional $600/week provided by the federal government. Check out our 50-state guide for filing a claim and our guide for what to do if your claim is denied.
• Paycheck Protection Program: The Small Business Administration is offering loans to cover eight weeks of payroll and business costs to self-employed people and independent contractors. The loan is fully forgivable if the money is used for the expenses specified by the SBA.
• Economic Injury Disaster Loans: These loans, directly administered by the Small Business Administration, will provide up to $10,000 of economic relief to freelance and self-employed businesses that are experiencing temporary difficulties.
• Paid sick and family leave: Self-employed individuals who are unable to work due to their own illness, or due to caring for a sick family member, are able to claim paid leave as a tax credit against their 2020 federal income tax bill.
• Emergency funds for NYC workers: A list of emergency grants and other funding sources for New Yorkers in need.