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Get the peace of mind you need with insurance tailored for an independent worker.

  • Fast and simple: You can quote and buy in minutes online or by speaking to an agent.
  • Flexible payment options to help manage cash flow.
  • Coverage from $22.50 per month

Why liability insurance?

Liability insurance protects you from the financial burden of a lawsuit or other claim. Required by many clients, liability insurance helps freelancers protect themselves and their business from mistakes and accidents -- whether they were your fault or not.

Who's eligible?

Freelancers Union and Hiscox specialize in customizing professional and general liability insurance for many freelance professions including but not limited to:

  • Web & Graphic Designers
  • Photographers
  • Real Estate Agents
  • Business & Marketing Consultants
  • IT Consultants
  • Beauty & Fitness Professionals

Professional and General Liability: What's the difference?

Professional Liability Insurance

Coverage limits

Hiscox tailors your professional liability coverage to your specific business needs and offers policy limit options up to $2,000,000. Higher limits can be considered upon request, if required by contract.

Why is it required?

Professional liability insurance protects you and your business from claims regarding negligent performance of your professional services, and will defend you even if you haven’t made a mistake, but are faced with unfounded accusations by a client.

General Liability Insurance

Coverage limits

Most contracts require at least $1,000,000 worth of general liability coverage. Hiscox offers policy limit options up to $2,000,000. Higher limits can be considered upon request, if required by contract.

Why is it required?

General liability insurance (CGL or GL insurance) protects your business from third party claims for bodily injury, associated medical costs and damage to someone else’s property.

Have Questions?

Speak with a Hiscox licensed advisor at 800-591-9829 (Mon—Fri, 8am—10pm EST) or get a free quote online now.

Questions?

Email us at membership@freelancersunion.org.