Gold Plans

Robust coverage with low deductibles

Oscar Classic Gold 2020

See Full Plan Details (PDF)
  • Deductible: $600 / $1,200
  • See if your doctor is in network
  • Prescriptions: $10 generic, $35 formulary brands, $70 nonformulary brands
  • Office visits: Deductible, then $25 primary or $40 specialists
  • Out-of-pocket max: $4,000 / $8,000
For more information, call Oscar:
844-OSCAR-85

EmblemHealth Gold 2020

See Full Plan Details (PDF)
  • Deductible: $600 / $1,200
  • See if your doctor is in network
  • Prescriptions: $10 generic, $35 formulary brands, $70 nonformulary brands
  • Office visits: Deductible, then $25 primary or $40 specialists
  • Out-of-pocket max: $4,000 / $8,000
For more information, call EmblemHealth:
866-838-9144

What About Subsidies?

Subsidies are available for both of these plans. Click the link to visit the carrier of

your choice. They will ask for your income and let you know if you qualify.

If you qualify, you'll need to complete your enrollment over the phone at the numbers above.

What About Platinum Plans?

Before you buy: Make sure there are doctors and hospitals you trust in the network.

Brooklyn

Hospital EmblemHealth SelectCare Oscar
Brooklyn Hospital Care icon-check-badge Created with Sketch. icon-check-badge Created with Sketch.
Kingsbrook Jewish Medical Center icon-check-badge Created with Sketch.
Methodist icon-check-badge Created with Sketch.
Maimonides
Mt Sinai icon-check-badge Created with Sketch. icon-check-badge Created with Sketch.
NYU Lutheran icon-check-badge Created with Sketch.

Manhattan

Hospital EmblemHealth SelectCare Oscar
Bellevue Hospital Center
Beth Israel (Mt Sinai) icon-check-badge Created with Sketch. icon-check-badge Created with Sketch.
Hospital for Special Surgery icon-check-badge Created with Sketch.
Lenox Hill Hospital icon-check-badge Created with Sketch.
Mt Sinai Hospital icon-check-badge Created with Sketch. icon-check-badge Created with Sketch.
NY Presbyterian Hospital icon-check-badge Created with Sketch.
St Lukes (Mt Sinai) icon-check-badge Created with Sketch. icon-check-badge Created with Sketch.
Weill Cornell Medical Center icon-check-badge Created with Sketch.

Long Island

Hospital EmblemHealth SelectCare Oscar
Huntington Hospital icon-check-badge Created with Sketch.
John T Mather Memorial Hospital icon-check-badge Created with Sketch.
LIJ Medical Center
North Shore University Hospital icon-check-badge Created with Sketch.
St. Francis Hospital icon-check-badge Created with Sketch.
LIJ - Valley Stream icon-check-badge Created with Sketch.
This comparison is designed to be a helpful tool only and is not a complete list. We do not guarantee the in-network status of any hospital. Always check directly with the insurance carrier to confirm network participation.

Fine Print - Lawyers Made Us Do It!

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, and Florida, and is the agent of record for dental sales in these states only. FIA contracts with HealthPlanServices, Inc. (HPS), a nationally licensed insurance producer. Other than in New York, HPS is acting as the health insurance agent of record for health (medical) insurance. In New York, FIA is the agent of record. HPS pays royalty fees to FU for the use of its intellectual property, which are used for the general purposes of FU.

FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Florida, and Georgia only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, California, New Jersey, Pennsylvania, Texas, Florida, and Georgia, Hiscox is acting as the insurance agent of record.

All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier's policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.

You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.

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