Paid Family & Medical Leave Community Sharing Plans allow Freelancers to earn an income if they get sick, hurt, or need to care for family. Whether you’re welcoming a new child, quarantined, isolated, or down and out with a medical condition, your income doesn’t need to suffer!
Inspired by the modern sharing economy, this cost-sharing model is an innovative, non-insurance Peer-to-Peer solution centering on Member-to-Member support.
In our community, Freelancers Union Members voluntarily support one another’s financial and physical health by sharing during times of loss of income due to family leave (Childbirth, Serious Illness of a close relative, and Covid-19 quarantine or isolation) and medical leave (severe illness and disability for oneself).
”I live in a home with my parents and my kids! When my mother came down with Covid, I desperately needed to care for her and keep the kids away. My work hours suffered and this plan was a lifesaver!“.
”As a freelancer, Covary provided exactly what I needed. When my son was born, I received a 3-month salary without having to go through time-consuming verifications for lack of income“.
”Covary is much more affordable than traditional insurance. What’s more, they actually care about the community, and have our back when something happens.“
”I love working from home, so I can care for my kids. But a recent diagnosis means, I’ll need more time in treatments. Freelance Union’s plan helps me stay calm about my income and responsibilities while I take care of my health. At least I know I can pay my bills!“
1 Service and administration is given to members by Covary Inc. Warning: Covary Inc. is not an insurance company and Covary’s plans are not issued or offered by an insurance company. While every effort is made to meet member’s needs according to the plans, Covary and its members do not guarantee payment of any compensation or assisted amount. This and other information are contained in Covary’s Terms of Use and Plans - Please read carefully before you join.
2 Freelancers Union, Inc. (FU) is not a licensed insurance agent or insurer. Freelancers Union contracts with Covary Inc. to provide you with community sharing protection. The information on this Website about plans' benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any products are governed solely by the applicable Member Contract. In the event of any inconsistency between information provided on this Website and the specifics provisions of the Member Contract, the Member's Contract shall govern.
3 Max. Participation Cap. estimated amount shown is gross, not net of income taxes.
4 Eligibility for individual participation in the community sharing plans, additional services and qualifications for services is subject to underwriting, exclusions, limitations and reduction-of-services provisions and determined on a case-by-case basis.